Chico Insurance Law Attorneys
Fighting for Your Rights for Over 100 Years
With private insurance, attorneys are needed to assist both insurance carriers and policyholders. Insurance litigation is extremely complex, and there are a lot of details that make finding common ground a difficult proposition. For example, you may have suffered an injury after an automobile accident. You file a claim with your insurance company, only to discover that they rejected your claim because of lack of coverage.
This is a common occurrence where an attorney is needed to understand the problem and work towards a fair solution. However, a lot of mid-size law firms have attorneys that represent the insurance company in negotiations or at trial. At Peters, Habib, McKenna, Juhl-Rhodes & Cardoza, LLP, our Chico insurance attorneys have experience navigating complex insurance law matters. We frequently assist both carriers and policyholders during first-party claims and insurance subrogation claims.
Learn more about how our insurance lawyer can help you. Contact us online or call (530) 342-3593 today!
Our Areas of Representation Involving Insurance Law
For over a century, Peters, Habib, McKenna, Juhl-Rhodes & Cardoza, LLP has served the California community by representing clients in a variety of civil and municipal matters. Our attorneys have decades of combined experience handling insurance coverage disputes. We always look for ways to avoid litigation whenever possible.
However, when litigation is mandatory, we aim to resolve cases in a fair and efficient manner. By remaining active within the local community, our firm has won the trust of Chico residents. We fight for their rights when an insurance claim is made.
By working with both insurance providers and policyholders, our firm has a deep understanding of all aspects of insurance law. If you are dealing with an insurance law matter, then our Chico insurance law attorneys will help you fight and get what you are legally owed.
Although there are many categories of insurance law, our insurance lawyer has experience handling a wide variety of cases. We advise and represent insurance clients on matters involving:
- Automobile Insurance: Our firm represents clients needing help with automobile insurance. This includes uninsured motorists, underinsured motorists, and medical payments insurance.
- Commercial General Liability Coverage: General liability insurance covers a lot of the accidents that can take place at a small business. Our attorneys have experience representing both the insurance provider and the injured party during a commercial liability suit.
- Errors and Omissions: Errors and omissions insurance (E&O) is a type of professional liability insurance. It helps to protect companies and their workers against accusations made by clients for subpar work or negligent behavior. Our firm understands how difficult this is for an organization and can fight to obtain a fair outcome.
- Fire Loss: When a fire destroys your property, having fire loss insurance is supposed to cover all of the damage caused by the fire. However, insurance companies often try to limit the amount of payment they send out to fire victims. Our insurance law attorney work hard to ensure that you receive what is owed to you after an accident.
- Homeowner’s Insurance: If you have a home and financed the purchase with a mortgage, then your lender will most likely require you to get homeowner’s insurance coverage. However, having insurance does not mean that you are living in your home risk-free.
- Umbrella Policies: An umbrella policy is optional insurance that reaches beyond the coverage of your initial insurance policy. It can include bodily injury liability, libel defense, and property damage liability.
Questions About Insurance Law? Contact Our Chico Insurance Law Attorneys Now
While insurance is designed to protect you during difficult times, there are countless examples of insurance providers negatively affecting their policyholders. Our attorneys represent both sides of insurance litigation.
We have a comprehensive understanding of the legal and factual issues that shape insurance matters. Our Chico insurance law attorneys can use this understanding and offer insightful, effective representation to you throughout your insurance claim.
Contact Our Insurance Law Attorney Today To See How We Can Help You
What Are Examples of Bad Faith Insurance Lawsuits?
When you purchase insurance, there is an expectation that your insurance provider will follow their end of the bargain. By law, in any state, your insurance provider owes you a duty to act in good faith.
This means that an insurance company cannot look for ways to shirk its responsibilities once a claim is made. Doing so would be acting in bad faith. Bad faith claims come in a variety of forms, and the consequences are just as varied. Bad faith litigation can be resolved via a settlement with the insurance company, through arbitration or by a jury verdict.
Common examples of insurance providers acting in bad faith include:
- Failure to conduct a reasonable investigation of the claim. If your insurance provider does not conduct an adequate investigation into your claim, then they cannot possibly make a sound decision about your coverage.
- Failure to deny or pay the claim within a reasonable period of time. Insurance companies have a habit of stalling payments. However, if their stalling negatively affects your life, then you could file a bad faith insurance lawsuit.
- Failure to communicate relevant information to the claimant. Often, an insurance provider will withhold information from a policyholder and use it against them at a later date. You should have all the information you need to make accurate decisions regarding your insurance.
- Unwarranted denial of coverage. On occasion, an insurance company will reject your claim for absolutely no reason. They may assume that you do not have enough institutional power behind you to make them accept your claim. At Peters, Habib, McKenna, Juhl-Rhodes & Cardoza, LLP, we can help you fight back and get you the compensation you deserve.
Firm Victories
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Vehicle Accident Recovery
The firm has obtained millions of dollars in recovery for its vehicle accident injury victim clients. (This statement does not constitute a guarantee or prediction of results in any case)
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Big Victory for Local Governments
City of Oroville vs Superior Court of Butte County, on August 15, 2019, lead attorneys for the City of Oroville, Mark A. Habib and Lia M. Juhl-Rhodes, from the law firm of Peters, Habib, McKenna, Juhl-Rhodes & Cardoza, LLP won a landmark inverse condemnation case in the California Supreme Court.
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Uninsured Contractor Loses at Trial
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Court Orders Dismissal of Quiet Title Action
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Construction Defect Case Victory
Partner Lia Juhl-Rhodes obtained a six-figure settlement for her clients who suffered construction defect problems caused by their contractor’s subpar work in rebuilding the clients’ home that was destroyed by the Camp Fire.
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Elderly Man Protected From Abuse
Hear It From Our Clients
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"They made it seem effortless."I can't thank Anthony and Haedin enough! They were always available to answer my questions, always thorough and professional. From start to finish everything went smooth and they made it seem effortless. Thank you guys!- Alex V.
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"My outcome was best case scenario"As a Utah company faced with litigation in CA, Mark Habib was a referral from a colleague. Not knowing what to expect going into this case, I could not have been more pleased.- Leslie W.
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"So pleased with the outcome"The best law firm I have ever worked with! Cardoza was easy to talk with, clear and answered all questions I had so that I could understand what was going on- Leanna H.
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"Thank you!"Anthony Cardoza is someone that is unquestionably professional and skilled but also a respected member of the community which is relevant when considering someone that is advocating on your behalf. Anyone looking for the best criminal representation in Chi- Adam G.
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"Eternally appreciate his hard work he had done!"Anthony Cardoza is very professional lawyer. He took over our case ,after we got bad experience with former lawyer .He provided excellent service.We are eternally appreciate his hard work he had done!- Inna P.
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"We are eternally grateful"We are eternally grateful for Anthony Cardoza's hard work.We highly recommend him to everyone who needs help.He is professional,efficient,patient and personable. He puts in all his effort and does the BEST he can.- Mikhail P.
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"Highly recommend!"Was extremely relieved that I hired Anthony Cardoza to represent me. He handled all aspects of my criminal case with confidence which was comforting. I was very pleased with the results. I highly recommend Mr Cardoza and would most definitely hire him agai- Lindsi D.
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"I am very pleased with the outcome."I am very pleased with the outcome and want to thank Anthony Cardoza for all you have done. I will get to be with my granddaughter once again eventually. That is what I am thankful for.- Kathleen O.